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Foreclosures Hit a Bad Record in 2009 Business Articles | November 23 Casey Cizikas Jersey , 2010
The high number of foreclosures, and the continuous threats on existing homeowners, has hit the lowest records and is still expected to get worse.

Last year, an incredible number of homeowners ? 2.8 million ? was threatened by possible foreclosure of their properties Brock Nelson Jersey , and this year, that number is expected to rise, as more and more people are suffering from unemployment and homeowners are unable to pay their mortgages.

The number of houses that received foreclosure notices increase by 21 percent from the previous year, according to a report by a Real Estate foreclosures services provider. One in 45 households receive something related to foreclosure Anders Lee Jersey , which may be a notification, auctions and repossessions.

?In December, around 349,000 houses Anthony Beauvillier Jersey , or one in every 366 households, were given a notice that is related to foreclosure. This represents a whopping 14 percent increase from November, and an even higher increase in December at 15 percent.

Banks repossessed around 92,000 homes Cal Clutterbuck Jersey , an increase by 19 percent from November. This was probably because of the lenders who were working hard to clear their books by the end of the year.

Stemming the foreclosures tide is one of the most important steps that the Real Estate sector and the economy can take to recover. Because foreclosed properties are more likely to be sold at a discounted price, properties will most likely see a decrease in prices. Cities lose dollars worth of property tax due to empty foreclosures, as well as the decreasing values of homes. This continues to strain local economies. And even though the price of houses stabilized in several cities, the national statistics still indicate that it is down by 30 percent Tom Kuhnhackl Jersey , from the middle of 2006.

The high number of foreclosures has forced the government, both at the federal and state levels, to devise plans to help borrowers who are in trouble. One of the major plans that the Obama administration launched, the Making Home Affordable program Mathew Barzal Jersey , has already helped homeowners to ease into the crisis. Through loan modification programs by lenders, some homeowners were able to keep up with their monthly payments.




There can be zillions of reasons why your visitors return to your web site. One might be very interested in seeing your animated photo on your main page, but kidding aside I've gathered 12 elements that invites your visitors to repeat their visits.


1. High-Quality Content.


We have all read that "Content Is The Thing" according to Michael Dean of . We have not set-up our website to just fill-it with endless links of your favorites but we're there to discuss what can we contribute to the web. Fill it with regularly-updated quality content and they'll return asking for more.


2. Ease Of Use.


We have all heard of "user-friendly" computers and softwares. Why not do the same to our web site. Provide a navigation bar that's easy (and fun) to use forgetting the fancy stuff.


3. Quick To Download.


Assume your web site is going to be viewed by the oldest browser, slowest modem and limited number of palettes.


4. Updated Frequently.


You have prepared high-quality content but the problem is you only update it once a year. Set a realistic goal first that at the least you'll bring new content to it once a month and then increase the frequency.


5. Rewards Josh Bailey Jersey , Contest and Incentives.


Make sure your visitors enjoy a very "rewarding" visit to your site and expect him to return or just remind him to get his prize, reward or a mention of his name in your monthly newsletter. He'll sure return. Contest is one great idea. Email me on this one and I'll give you the free code.


6. Favorite Brands.


We all know is the site for free downloads, for up-to-the-minute customizable news. Why not link to them? Do you know that offers link partnership? (I don't get money from this one, folks :-)) I know a site that just updates their visitors on what's happening to over 200 branded ezines and you know what visitors like it and return.


7. Cutting-edge Technology.


We can't all compete with this category but I'm sure there are lots of software out there to simplify the task. So grab one!


8. Games.


Online game sites are becoming famous nowadays. Visitors too need sometime to play online. Give what they need and they'll ask you for more.


9. Purchasing Capabilities.


Web surfers also shop around and they're looking for convenience on how to do it. Be the first one to do it for them. Add a shopping cart of some sort to your web site and it would be better if you can accept credit cards online.


10. Customizable Content.


Try to create a simple database (Excel of MS Access would do) and connect it on your web site. Every visitor will have its own content and experience. An example of this is (tell them I referred you Jordan Eberle Jersey , just enough to receive thank you from them, yes, no money involved here either.)


11. Chat and BBS.


Message Board or interactive forums replaces BBS (bulletin board system) nowadays. Even I have one on my web site (just to make sure) and I'm amazed at the number of visitors from around the globe who post on it. Just make sure you get their email addie so you can reply.


12. Freebies, Jokes and Quotes.


I don't know about this but I've received return visits on this one. I even got a search engine for jokes on my site and people return just to read jokes. These same people who spent considerable amount of money reading jokes and quotes will soon ask for a price quote.


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